Health Insurance Now !

Posts Tagged ‘politics’

As the health insurance reform bill has been a conflagrant topic for the past year, more Americans are seeing the shortcomings of a nationalized medical program. For the uninsured, without medical coverage, the advantages of shopping around for a low cost health plan or medical quote outweigh passing an immensely problematic health insurance reform bill.

If Obama’s health plan reform bill is passed, a series of issues will encumber our nation. Fewer people will be compelled to enter a health and medical profession operated by the government. With fewer medical professionals to serve a higher demand of healthcare, rationed medical care and negative economic implications will be the ultimate outcomes. These serious issues enforce the importance for Americans to shop around for a low cost health plan, exercising one’s choice to select their own health care.

During the recent great recession, the health care sector’s employment growth added 631,000 new jobs, at a time when other industries have been shedding employees. From an economic standpoint, the health sector accounts for some 14.3 millions jobs. (Source: BLS.gov). Health insurance reform, in the way of nationalizing medical care health care in America, will result in an exorbitant job loss rate, lower quality healthcare and inevitably raise taxes.

Other countries, such as Canada, have demonstrated how socialized healthcare plans are prone hinder more than health issues. A study, published by the American Medical Student Association, analyzing Canada’s socialized health care system, illustrates that waiting list discrepancies amongst medical facilities and Canadian provinces are the norm.

Although, Canadians have access to medical coverage, a study published in the 2009 Lancet Oncology showed that five-year cancer survival is higher in the United States (Wall Street Journal.com). Since the socialized plan is unable to accommodate all the preventative screenings, a high percentage of conditions go undiagnosed. The findings suggest that rather then overtly ration health care Canada’ health system uses waiting lists.

Another study, released by the Joint Canada/U.S. Survey of Health, shows that Canadians, who have socialized health care, are not any healthier than their uninsured, American counterparts.

Tremendous data suggests that Americans are better off opting for a low cost health plan than endorsing a health insurance reform bill that will ultimately hobble our nation’s economic infrastructure.

Rather then mandate a national health insurance reform bill, resembling a socialized system, where medical care will inevitably be rationed for financial and practicality reasons, Americans have to decide between a health insurance reform, which is a euphemism for nationalized health care or shopping around for a low cost health plan.

Review additional information about buying Illinois health insurance or to obtain a hassle free Illinois health insurance quote, visit Illinois Life and Health.com

With the details of the health care reform bill looming, uninsured individuals are the most susceptible to an unforeseen medical catastrophe, wreaking financial duress. Analysts’ projections show that institution of a new bill is three to four years in the making. To mollify transitional medical requirements Humana affords a short-term solution, offering Illinois health insurance.

Fortunately, HumanaOne’s short-term plan is well suited for the individual in a transitional employment or retirement scenario. Even though HumanaOne’s short-term plan does not cover preexisting medical conditions, the Illinois health insurance boasts numerous redeeming benefits.

The policy gives applicants the option to select the span of the plan. Depending on which state benefits are provided, coverage includes 30-days, six months or a year of medical care. An individual plan has a $500 to $5,000 deductible; and a family coverage has a $1,000 to $10,000 deductible.

In lieu of the Illinois health insurance short term plan; it manages to cover a $2 million maximum benefit as well as prescription drug coverage.

Qualification guidelines for HumanaOne’s short-term plan include: individuals who are unemployed; Americans employed on part-time status (seasonal and temporary); retirees who are not yet eligible for Medicare benefits; recently hired employees, awaiting Illinois health insurance benefits.

For an extra savings, consumers who pay the entire policy up front are entitled to a 20 percent discount. HumanaOne eases payment by accepting credit cards, account transfers and checks.

Compared to other Illinois health insurance plans, Humana One’s short-term plan presents significant flexibility. For example, there is a 24 to 72 hour turnaround time from the medical application to approval process. As a result, Illinoisans can obtain medical coverage within a week’s time.

Unexpected medical bills are the perils consumers face without health insurance. With HumanaOne’s short-term plan, there’s no need to take the risk of being uninsured. Nonetheless, consumers should remember to compare medical quotes to similar policies.

Bookmark or visit Illinois Life and Health.com for more information pertaining to HumanaOne and other medical coverage in Illinois. The site maintains the latest news, resources and free Illinois medical quotes, online.